photo credit: Photo Mojo

Women nowadays are turning in to entrepreneurs – both big time and small time – with a vengeance to prove their detractors wrong and becoming successful as well, thus silencing their critics. But to kick start any business, even if it is small, or to give a financial boost to an existing small business concern, a woman will require money – either loans from the banks or grants.

I would recommend a woman entrepreneur to ditch the predilection for loans which you have to repay with high rates of interest within a fixed schedule and to opt for small business government grants which eliminate the necessity of recurring monthly expenses of high rates of interest or repayment of the principal amount.

In this article I will provide 3 tips to women entrepreneurs who would like the applications of their small business government grants approved.

Tip # 1 – Gauging the Competition

The US government is keener to shell out large amounts of grants on tech related businesses to encourage and facilitate technological advancement of the country than on crafts and arts industry. You have to understand this difference between demand and supply for government grants.

Where the competition is low, chances of the availability of grants are higher, despite the red tapism. You will also require showing less effort when trying to impress the panel if competition is not as stiff.

Tip # 2 – Searching Thoroughly Through All Categories

Women can apply for as many small business grants as they want, you must apply in all the sub categories under the broad category of “business and commerce”. However the sub categories need to be relevant for your business.

You have to carefully read through all the terms and conditions that are listed for each of the grants and whenever you find a grant the conditions or rules of which comply with your small business, you should apply for it.

Always revisit and recheck the application page from time to time for availability of new grants declared by the government.

Tip # 3 – Expenses Upfront Planning

In order to convince and gratify the panel who will approve your application, you should present a moderate realistic budget and have to behave almost as if government money/grant is like your own money and you are careful about its expenditure.

Appear in front of the panel with your homework regarding advanced detailed planning about your intended expenses. This will give you an extra edge over other applicants.

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